JBalaguer & Associates 

                              Consulting Group


 


 

 

 

Joaquín Balaguer G.

José M. Ramírez

Edna Mae Montilla B.

José G. López

Neil Montilla

Flavio Felix

Doris Sabala

José I. Castro

 

 

Ramiro A. Sacasa

Senior Consultant / Associate

Mr. Sacasa brings over 15 years of experience in the international consulting area.  During these years he consulted for several financial institutions in the Latin America and the Caribbean region. Mr. Sacasa developed consulting projects for more than 50 banks in 15 countries in the Latin America region and Spain.  He conducted profitability studies for payment systems, corporate planning, bankcard programs re-engineering, strategic alliances, valuation of portfolio acquisitions and product profitability, as well as evaluation of competitive markets, compliance and risk management.  Mr. Sacasa is associated with JBalaguer & Associates since 2001.

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