JBalaguer & Associates 

                              Consulting Group


 


 

 

 

 

 

 

José M. Ramírez

Edna Mae Montilla B.

Jorge G. López

Ramiro A. Sacasa

Neil Montilla

Flavio Félix

Doris Sabala

José I. Castro

 

 

 

 

Joaquín Balaguer G.

Founder

Results oriented executive with substantial knowledge of the banking industry and payment systems.  His strength is reorganizing procedures, facilitating the implementation of projects, management of new products, financial projections and strategic planning.  Extensive knowledge and experience in the administration and management of bankcard programs.  

Mr. Balaguer’s professional career encompasses over 25 years in commercial banking and payment systems.  For 11 years he worked with Banco de Ponce in Puerto Rico, reaching the senior management position in the banking division, then joining Citibank (P.R.) where he occupied key positions in the areas of administration, operations and merchant affiliation.  During the next 15 years, Mr. Balaguer worked in the main office of Visa International, Latin America and Caribbean region, where he reached the position of Senior Vice President of the Operations and Support Division for all Visa Member Banks in the region.  Subsequently, Mr. Balaguer joined Banco Popular Dominicano where he held the positions of Vice President in the Personal Banking Area and Executive Vice President of Credomatic Popular, Dominican Republic.  Mr. Balaguer founded  JBalaguer & Associates in 1998.

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